Credit from scratch

The ultimate guide to understanding, building and maintaining excellent credit.


The Book

You can have stellar credit. 

You can get the best terms a company has to offer. 

You can get the VIP treatment that comes with having excellent credit.

This book goes beyond giving you tips and helps you truly understand how your credit score works, how it’s calculated and why you should embrace it rather than fear it.

It’s a quick but comprehensive insider guide that dishes the secrets to get and maintain the elusive credit score. Just using one of these tips can help you secure a lower interest rate on your credit cards, mortgage or auto loan.

I have packed tons of information into this book so when you’re done, you’ll know everything you need to know to build and maintain excellent credit.

What’s inside


Why We Use Credit Scores and why you don't need to fear them


Tips for Using Credit Responsibly


5 Simple Ways to Establishing Credit (Even if You Have No Credit History)


How to Rebuild Your Credit Score Fast when you've made mistakes


What You MUST Know To Get Fabulous Credit Scores


The top 13 Credit Myths Debunked!

Chapter 1



If you want to understand the purpose of using credit scores, then you need to think like a lender thinks.

So let’s pretend for a minute that it’s 9am.

You’re at work, starting your day and a coworker you don’t know that well (we’ll call him Kevin) walks into your office, takes a seat at your desk and asks you if he can borrow $1000.

What would you do? How would you decide?




Easy to read, all meat, no fluff book on understanding, building and maintaining excellent credit. 

The best part is all the additional resources that comes with the e-book to get you on the path to building excellent credit in no time.